All tagged Improve credit score
When you borrow money from any registered and reputable credit provider, your credit score works behind the scenes to determine the interest rate you'll get on your loan. Think of your credit score as a three-digit number that lets you know how many points you have won when you pay back your debts correctly.
My credit history sucks.
This is the first time in my adult life that I've been debt free but I learned the hard way that being debt free doesn't lead to a good credit score.
Unfortunately for me, I learned this as I was in the process of buying my apartment, which added another 6 months to the entire process because I had to take time out to improve my credit report and credit score.
