I used to have panic attacks at the mere thought of handling money or having money in my bank account. I couldn’t rest until I’d spent the money or gotten rid of it in some way.

Some people are visibly uncomfortable with having money, whilst others seem excited at the prospect of having money, so their discomfort looks like excitement - they spend money as fast as it comes in. They’ll even say things like - I love money, I love spending money, I love having money.

It isn’t excitement that makes them spend money so recklessly, it’s the discomfort over having money in their bank account or wallet.

Most people also confuse nervousness with excitement, because they have the same physiological response. I see this often with clients and students - they claim to be excited at the prospect of having or making more money, when really they are just nervousness.